Get ready for the future with the new IOGEAR USB Smart Card Access Reader. Smart Card readers are used as a communications medium between the smart card and a host (e.g. a computer a point-of-sale terminal). A Smart Card is a small portable credit-card shaped pocket-sized card with embedded integrated circuits or IC chips which can process data. The combination of the small size and IC make them a valuable tool for security data storage and other special applications. The use of Smart Cards can improve user security by combining something a user has (the smart card) with something only the user should know (a PIN) this provides two factor security that is more secure than passwords alone.The traditional credit card uses a magnetic-strip which stores a very small amount of information and has no processing capability of its own. Smart Cards are the next generation of secure and user friendly identification authentication & data storage solution. The IOGEAR USB Smart Card Access Reader uses a contact system where the card must be swiped through the card reader; this type of reader is less prone to misalignment and eliminates the possibility of being misread. Smart Cards are the next step in convenience and security.